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ABOUT US 
How are we qualified to help you find solutions to your insurance dilemmas?
MLJ Financial Services takes pride in being a full-service broker agency for individual and group health insurance. We evaluate each insurance company that we represent by looking at their financial stability, reputation and plan designs. We work to have excellent relationships with the insurance companies and their representative so that our clients are always afforded the best options available. Our clients are the sole reason we are in this business, and we are relentless in our focus on excellent customer service. We are available to assist our clients after the policy is in effect just as we are prior to the sale. Our goal is to look at each individual, family and employer group as unique. By looking at each client and potential client as unique we are able to offer insurance policies that are the best fit for the current circumstances of the individual, family or employer. Our client's well-being is our first priority. Mary Heidbrier-Partner Mary founded MLJ Financial Services in 2003. She is an innovative, self-sufficient insurance broker and has build MLJ Financial Services on the cornerstones of education and knowledge. Mary has been a member of the National Association of Insurance Underwriters (NAHU) since the beginning of her career as a broker, and is known for her up-to-date knowledge about the health insurance industry and the ever changing legislature affecting health insurance. This knowledge has assisted MLJ in providing excellent ongoing counsel and advice to clients in an ever-changing environment. Mary has taken many additional courses in her desire to be knowledgeable in the insurance world. Below are a few of those certificates: NAHU Wellness Certification 2009 
Mary began her career in the health insurance industry over 13 years ago. As an office manager for a doctor's office she learned how to understand insurance benefits and claims processing. She was an active member of the Boulder Valley Independent Physicians Association, which gave her much experience working with insurance/doctor networks and contracts. She then became the Human Resource administrator for a full-service Accountant's office. There she learned how to administer employer benefits and work within the insurance carrier world, and became well versed in the importance of employee communication and diplomacy. Before long, she was handling all the employee communications and enrollment for new hires and terminated employees. Member of NAHU (National Association of Health Underwriters) - This means we are informed and up-to-date on legislations and insurance industry changes that affect our clients. Member of Better Business Bureau Boulder: Winner of a Gold Star Certificate from BBB Boulder, 2009
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